Anyone hoping to jet off on their holidays this summer has a few things to remember – and it’s not just the all-important safety restrictions.
With “air bridges” between the UK and countries including Spain and Greece expected to be given the green light soon, more and more of us will be dusting off our passports.
But it’s also vital to ensure your travel insurance is up to date. Making sure you’re covered will be so important for a relaxing trip, The Mirror reports.
Money Saving Expert Martin Lewis has shared a valuable guide for anyone who is hoping to travel overseas, offering advice for those concerned about cancelled plans for catching the virus abroad.
The Foreign Office (FCO) is currently advising against all non-essential travel. As it stands, travel restrictions are likely to change again if the rate of infection is deemed to be too high.
Consumer guru Martin has shared advice to travellers looking to go abroad in a guide on his website.
He says if you already have travel insurance and plan to go on holiday, you may be covered for Covid cancellations.
It all depends on when you booked your holiday and secured travel insurance.
If you were booked before mid-March, when the FCO warned against all non-essential travel, most policies should cover you for cancellation while the FCO warning remains in place.
But your insurer will ask you to try and secure a refund from your airline or travel firm first.
You should also be covered if restrictions are relaxed and then reimposed – provided you booked before the FCO advice changed.
Unfortunately, if you booked after the FCO advice changed, you are not covered for cancellation due to the coronavirus travel restrictions or disruptions.
If you have an annual policy set to lapse soon and you booked a holiday before mid-March, Martin says you shouldn’t switch firms in the hunt for a better deal.
If you renew, you should remain protected as most firms offer a continuation of cancellation cover.
But if you booked after the FCO advice changed, it’s unlikely you’re covered so feel free to switch.
If you don’t have a holiday booked and your annual policy is set to expire, there’s little point in renewing immediately as you only get the coronavirus protection on holidays booked pre mid-March.
Ahead of travel restrictions easing, a few insurers are beginning to offer policies again.
But Martin warned: “No mainstream policies will cover travel while the FCO continues to warn against it, nor if that’s lifted and your holiday’s cancelled due to future UK or other countries’ coronavirus travel restrictions.
“However, some (not all) new policies will cover medical costs relating to coronavirus if you catch it overseas or if you or a family member get coronavirus before travelling and then can’t travel.”
International travel is looking more likely after Britain’s coronavirus alert level was reduced from four to three and Health Secretary Matt Hancock has said before the Government was looking to introduce air bridges with certain countries.
On Radio 4’s Today Programme, he said: “That’s the plan.
“The quarantine policy is important because there are some countries around the world where this virus is not under control, however, there’s other countries where it may be safe to be able to not have a quarantine in place.
“So ahead of the formal review of the quarantine arrangements on the 29th of June, I’m working with Grant Shapps on whether there are countries that have a low rate of infection where we can come to an agreement on a travel corridor.”