Households in receipt of state benefits are advised that payment dates will vary next week because of the latest Bank Holiday.
Carer’s allowance, child benefit, state pension, income support and other payments that normally clear on August 31 should be aware the cash may appear in bank accounts slightly earlier.
The annual holiday falls on Monday, August 31 – which means all DWP payments due on that day will arrive on Friday, August 28 instead, reports MirrorOnline.
The change covers everyone in receipt of the carer’s allowance and claimants who usually receive their Universal Credit allowance on a Monday. It also affects child benefit payments.
Child benefit was first introduced in the 1970s to support working parents with their living costs. Today, it pays around £20.70 a week for the first child and £13.70 per week for subsequent children.
However, if a claimant or their partner has an income of more than £50,000 a year, they are liable for the High Income Child Benefit charge. This means one per cent of every £100 earned will be paid back to the Government at the end of the tax year. Read more about how this works, here.
Tax-credits are entirely separate and paid to those who need it most. This includes families who need help to care for children, those who are disabled workers, and people on low incomes.
There are two types of tax credit – child tax credit and working tax credit. You might be eligible for one or both of them, depending on your circumstances.
You don’t have to suffer in silence if you’re struggling with your mental health. Here are some groups you can contact when you need help:
Samaritans: Phone 116 123, 24 hours a day, or email email@example.com, in confidence
Childline: Phone 0800 1111. Calls are free and won’t show up on your bill
PAPYRUS: A voluntary organisation supporting suicidal teens and young adults. Phone 0800 068 4141
Depression Alliance: A charity for people with depression. No helpline but offers useful resources and links to other information on its website
Students Against Depression: A website for students who are depressed, have low mood, or are suicidal. Click here to visit
Bullying UK: A website for both children and adults affected by bullying. Click here
Campaign Against Living Miserably (CALM): For young men who are feeling unhappy. Has a website here and a helpline: 0800 58 58 58
This is when benefits can be expected to come through for August Bank Holiday.
Child tax credits and working tax credits can be paid either weekly or monthly.
If you are expecting your tax credit payment on August 31, you’ll get it on August 28.
Child benefit, PIP, pension credit, DLA, carer’s allowance and the state pension
These benefits are usually paid every four weeks – except in the case of child benefit where single parents can opt to receive it weekly.
If you are expecting payments for any of the above on August 31, you’ll get it early on August 28 instead.
ESA and income support
ESA and income support is usually paid every two weeks. If your payment is due on a bank holiday, you’ll be paid on the last working day before the holiday. In this case, August 28.
Universal Credit payment dates tend to vary by person – but you will only be affected if your payment day lands on the Monday.
If your usual monthly payment date falls on August 31, you will get it slightly early on August 28.
When will the money be paid?
Funds should be available shortly after midnight on the day they are due, usually in the early hours.
Some banks deposit money into your account around 11.30pm so you can withdraw it before midnight on benefit payday. Others will release your funds at midnight or just a few minutes after that.
But in some cases you have to wait until between 2am and 3am, while others will not let you touch your money until at least 6am on payday.
These are the typical paying-in times for banks:
- Clydesdale, Yorkshire – 11.30pm the night before to 12.30am
- Lloyds – midnight to 1am
- Bank of Scotland – midnight to 1.30am
- Metro Bank – midnight to 2am
- Barclays, Co-op – 1am to 2am
- Natwest, RBS, Ulster Bank, Nationwide – 2am to 3am
- Halifax – 3am to 4am
- HSBC, Santander – 6am to 9am
What to do if payment fails to arrive
Get in touch with your bank or the relevant government department to find out if there is a delay.
Bear in mind that most offices will be closed on Monday, August 31, so contact them on Friday August 28 if you have any concerns.
Universal Credit live service: 0800 328 9344 (this replaces 0345 600 0723)
Universal Credit full service: 0800 328 5644 (this replaces 0345 600 4272)
Textphone for those with hearing problems: 0800 328 1344
Call between 8am and 6pm, Monday to Friday (closed on bank holidays).
0345 300 3900 (textphone 0345 300 3909).
Child benefit helpline
Call Monday to Friday, 8am to 8pm or Saturday, 8am to 4pm
Telephone: 0300 200 3100
Welsh language: 0300 200 1900
Textphone: 0300 200 3103
PIP enquiry line
Telephone: 0800 121 4433
Textphone: 0800 121 4493 Monday to Friday, 8am to 6pm
DLA enquiry line
Telephone: 0800 121 4600
Textphone: 0800 121 4523 Monday to Friday, 8am to 7:30pm
ESA and ‘new style’ ESA helpline
Telephone: 0800 169 0310
Textphone: 0800 169 0314
Welsh language: 0800 328 1744
Monday to Friday, 8am to 6pm
Pension credit claim line
Telephone: 0800 99 1234
Textphone: 0800 169 0133 Monday to Friday, 8am to 7:30pm.