Warning to thousands of motorists about risk of large penalties for parking outside your house

Motorists are being warned of the risk of severe penalties during the second lockdown for parking on the road outside their house.

The Express reports that parking outside your house is only allowed if your vehicle has the proper insurance in place – and some people flouting the rules could even see their cars seized.

In a bid to save money during the latest lockdown, some drivers may be cancelling their agreements.

As a result, thousands of drivers could be hit with substantial penalties.

Now USwitch spokesperson Florence Codjoe has issued an urgent warning to motorists about the issue.

And she said it is a legal necessity to have insurance if your car is parked on the road.

“It may be tempting to cancel your insurance if you’re not using your car this month,” she said.

“However, it’s a legal requirement to have insurance if your vehicle is parked on the road, even if it isn’t being used.

“If you have off-street parking or a private parking space, you can inform the DVLA with a Statutory Off-Road Notification (SORN).

“A SORN means your vehicle is declared officially off-road. You can’t drive it anywhere, but you won’t have to pay road tax and you can cancel your insurance.”

The number of motorists applying for SORNs surged under the first lockdown, according to Auto Express.

Importantly, though, SORN applications never expire and do not need to be automatically renewed.

That means many drivers may have forgotten about their original SORN application.

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And as a result, they could be liable for charges if they decide to use their vehicle.

Police officers are able to issue a fixed penalty of £300 to people who make this mistake.

But it gets worse – up to six penalty points can also be issued to a licence if your car is caught without insurance on the road.

Indeed, in the most severe cases that end up in court, road users could be charged up to £2,500.

Police can also seize a vehicle.

What is more, they even have the power to destroy a car found without legal insurance in place.

According to the RAC, driving without insurance is not an imprisonable offence but motorists will not escape unscathed.

Those caught breaking the rules will be issued an IN10 endorsement that will remain on a licence for four years and must be disclosed to providers.

Information from GOV.UK states: “You must insure and tax your vehicle if you do not have a SORN.

“If you do not, you’ll automatically be fined £80 for not having a SORN. There’s also a fine for having an uninsured vehicle.”

It goes on to say: “You can only drive a vehicle with a SORN on a public road to go to or from a pre-booked MOT or other testing appointment.”

You could also face court prosecution and a fine of up to £2,500 if you use it on the road for any other reason.

And that means it will in all likelihood affect your overall premiums, with some drivers possibly even blacklisted from securing certain policies in the future.

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People get found out quickly, too – the DVLA and the Motor Insurance Database (MID) can cross-reference records in just seconds.

These powers make it simple for enforcement teams to identify and penalise any uninsured drivers at lightning speed.

Around 3,000 road users are issued warnings for this offence every day in the UK.